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Litigation Funding Blog

Win Your Personal Injury Lawsuit with the Help of Litigation Funding

May 18, 2015

A personal injury can be a life-changing moment, leaving you with severe injuries and disabilities, as well as a financial and emotional stress as the bills pile up. Magnifying the situation is the deep pockets of insurance companies and corporations who try to extend the lawsuit and drag it out as part of their strategy. Defendants know it’s just a matter of time before a plaintiff’s financial situation becomes overwhelming. That’s when a settlement is offered and a vulnerable plaintiff will rationalize that “something is better than nothing.” A better solution is to keep the case strong with litigation funding.

Litigation funding can help plaintiff’s avoid financial ruin and pressures as they await a settlement in a long drawn-out legal case. When a funding company steps in and provides a lawsuit cash advance, it is not a loan. It is non-recourse funding meaning the money is advanced and is repaid if, and when, the lawsuit is settled or a verdict is reached. There is no credit check, employment history, or collateral required for approval. Funding is based solely on the strength of the case and can be obtained within 48 hours of the funding company receiving pertinent documentation.

Don’t settle for less compensation than you deserve. If you are a plaintiff in a personal injury lawsuit and need litigation funding to help you stand up for your rights and fight your case, give us a call, toll free, at 1-866-548-3863. A member of our team would be happy to discuss your lawsuit financing options.

Knowingly Aborting an Abnormal Fetus Poses a Delicate Ethical Issue

December 15, 2014

Brock and Rhea Wuth did not know their child would be born with a genetic defect. In utero tests indicated a 50-50 chance of the baby being normal.

The Wuths, both teachers, alleged that the Medical Center did not send Laboratory Corporation of America the information it needed to look for a genetic defect in the correct location – an oversight that resulted in the birth of a son, now 6 years old, with an IQ of less than 70 who cannot walk. The baby was born in 2008 with unbalanced chromosomal translocation. The problem can result in either missing genetic material or extra genetic material in a person’s DNA.

The result would have been entirely different had the hospital sent the correct information to the lab performing the tests. The couple chose to sue Valley Medical Center and the Laboratory Corporation of America for the wrongful birth of their son. Had they known about the condition in advance, they would have chosen to abort the fetus.

Their court case resulted in a $50 million jury settlement.

Some see wrongful death lawsuits as a travesty in justice and claim they demean and denigrate the value of human life. Interestingly, cases of wrongful birth are on the rise. The justice system often finds for the families who, through no fault of their own, end up facing millions of dollars in lifelong childcare because of a medical error.

The medical expenses the Wuth family faces are enormous, and paying those bills is a never-ending process. While waiting for their case to go to trial, they may have been struggling to keep up with the expenses, wondering how they would manage them in addition to their usual financial obligations. Even with an impaired family member requiring extraordinary levels of care, life must move forward.

The Wuths might have befitted from litigation funding, also referred to as a lawsuit loan or pre-settlement funding. Litigation funding assists plaintiffs in paying for medical expenses along with their mortgage, car loan, student loan, utilities and/or rent.

Applying for a lawsuit loan is a user-friendly process that only involves filling out an application online or filling one out on the phone with a staff member. The applicant must have a lawyer hired to begin the application process, and he or she needs to provide case details and an estimated award figure, calculated by the attorney of record.

Once the litigation funding company has the details of the case, it is reviewed quickly, with any funds approved sent to the plaintiff’s bank account within 48 hours. When the money arrives, the plaintiff may pay medical bills immediately and budget out the remainder for “usual” expenses, knowing they have funds to see them through until their case is resolved.

While litigation funding is not for everyone, it allows many people to know they do not need to worry about how to pay their bills while waiting for justice.

After the Lawsuit Is Filed it’s Time to Apply for Litigation Funding

March 20, 2014

Auto accidents often cause severe injuries that require immediate and long-term medical attention. Many times, the victim is even forced to take time off from work to recover. A loss of income plus extensive medical bills can be financially devastating for the victim and their family. In order to pay the bills and avoid foreclosure, plaintiffs may consider settling for less than full case value, yet a better option would be to seek litigation funding.

“Have you ever wondered how you would pay bills if you were seriously injured in an auto accident, unable to work, and every obstacle imaginable delayed your lawsuit? If you were like me a year ago, you probably never have unless you were actually put in this situation. I was rear-ended by a distracted driver and left permanently disabled. My wife was a stay-at-home mom and with three kids, cash was already tight. After the accident, the bills just kept coming. Since it was obviously the other guy’s fault, I expected a quick settlement. Wow, was I surprised! I was in a real financial crunch with nowhere to turn until my lawyer mentioned litigation funding. I contacted three funding companies; it was not hard to make a quick decision. Litigation Funding Corp. was able to completely explain how the funding process works and once I applied, they worked fast to provided the cash I needed. Within two days, I was caught up on all my outstanding bills, and could wait debt-free until my case settled.”

Being seriously injured in an auto accident and swamped with mounting bills and no way to pay them is an added burden most victims don’t need. Often times, emergency cash is the only way to stay the course financially and keep a lawsuit alive. That is why litigation funding has become a popular solution for plaintiffs during a lengthy legal process.

Since funding is granted solely on the strength of the case, there are no credit checks or typical bank requirements for funding. In most cases, cash can be available within 24 – 48 hours. If the case does not settle in the plaintiffs’ favor, the lawsuit cash advance is forgiven! You owe nothing!

If you are the victim of a personal injury lawsuit, litigation funding may be the emergency financial lifeline you need. Call for a free, no obligation consultation or apply online.

When Does Litigation Funding Make Sense

May 6, 2013

Mike was seriously injured in an auto accident and unable to return to work. He filed a lawsuit against the negligent driver, but while the case was strong and winnable in court, the defense were denying, defending, and delaying the claim. Until the auto accident, Mike had excellent credit so he was able to apply and receive a traditional bank loan to help pay the medical bills and monthly household expenses. Unfortunately, Mike’s case did not settle as soon as expected and he defaulted on the loan. His car was repossessed and his credit was ruined.

Carol was seriously injured in an auto accident and unable to return to work. She filed a lawsuit, but her case was also being delayed by the defendant. Instead of a traditional bank loan, Carol opted for litigation funding from a legal finance company. This non-recourse cash advance covered her bills for three months, but when her case was delayed she needed to request additional funding. Her case settled three months later; Carol stayed financially afloat and maintained her credit standing.

After repaying the lawsuit cash advance, Carol’s proceeds from the settlement were less than Mike’s, but she was able to keep all bills current and maintain good credit.

While litigation funding is not right for every plaintiff, it can be the answer if the only option is to settle too soon, for too little. Unlike a traditional bank loan, there are no monthly payments, no credit checks, or employment verification. If you fail to make monthly payments, you default on the loan. Once you default, you are at risk of losing whatever collateral you pledged as security for the loan, usually your home. Additionally, you are still obligated to repay the loan. On the other hand, litigation funding is based solely on the merits of the case, plaintiffs who may not qualify for a bank loan or line of credit, may qualify for a lawsuit cash advance. Litigation funding is risk-free; repayment is only made if, and when, the plaintiff successfully settles, whereas a bank loan must always be repaid. Additionally, a lawsuit cash advance never shows up on a credit report.

When you need fast cash and everyone else is saying “No”, contact Litigation Funding Corp. After completing a one-page application, we will request documentation from your attorney to determine if the case has merit. If approved, funding can be available in less than 48 hours. With litigation funding, you have nothing to lose, but much to gain – financial peace of mind and credit intact.

Eleven year old girl bursts into flames in hospital

April 20, 2013

This is a highly unusual case in which a young girl in hospital was the victim of what appeared to be spontaneous combustion.

The world is full of scary things for 11-year-olds, and nothing could be more frightening than quietly painting a wooden box in your hospital room and suddenly bursting into flames. Young Ireland Lane, a cancer survivor, was in hospital, as the result of a head injury. She had done well on her road to recovery, and was just about to be released, but she wanted to paint a small wooden box as a gift for the nurses who took care of her.

In the middle of the project, while her dad looked on, her T-shirt burst into flames. Ireland ran into the hallway screaming in agony, where medical staff was able to put the flames out. Instead of being released from medical care, she was slated for surgery and skin grafts to deal with the third degree burns on her torso, arms, neck and earlobes.
Just prior to the fire, the girl had used hand sanitizer to wipe off the table patients use to roll over their beds to eat. It was a good surface for working on when it came to crafting. Safety experts from the hospital and the Fire Marshal’s office are baffled by the cause of the fire and conjecture that perhaps the hand sanitizer, which has an alcohol-base, was ignited by static electricity. Hospital staff is at a complete loss for an explanation for the fire too.

If the cause was preventable, it would then be incumbent on the hospital to do something about safety procedures. In the meantime, the young girl has numerous operations to face and more recovery time. Her medical bills are going to be sky high. Whether or not the family will choose to file a personal injury lawsuit remains to be seen, largely because the cause of the fire is not known.

If a cause is identified, it may prompt the father to file a lawsuit to recover compensation for her injuries. In order to be able to pay the usual bills and the staggering medical expenses, they may wish to find out more about litigation funding. Lawsuit funding allows the plaintiff the respite of paying off all of their bills while waiting for their case to be resolved.

Litigation funding is for plaintiffs and they may apply for it online, or by calling a reputable firm and asking about the application process for pre-settlement funding. A lawsuit loan helps a financially desperate plaintiff handle all of their expenses while waiting for a trial and because they have funding in the bank, they can turn down any ridiculous offers from an insurance company to settle for less than they may get in court. A lawsuit loan may be the way to go. It’s worth talking to the company to find out how it may suit your situation.

Daren Monroe writes for Litigation Funding Corp. To learn more about lawsuit funding and litigation funding, visit Litigationfundingcorp.com.

Steel Coil Pins Worker, Killing Him Instantly

April 1, 2013

A manufacturing plant worker was pinned by a heavy steel coil. He died at the scene.

This was an accident that no one anticipated happening, and could not have predicted, unless plant workers knew something about how the overhead crane was maintained mechanically, or that the steel coils in the warehouse were not stacked properly.

The day started out as usual for Richard Licina, off to work, getting ready for a full day of moving steel coils and then calling it a day. Richard never made it home. One morning in late February, 2013, he was working a 15-ton overhead crane with the goal of moving a large steel coil to another location. The coil he wanted to move weighed 10,000 pounds. While he was lifting the first coil, a second one, weighing 5,000 pounds, slid out of position on the stack, slamming into the worker. The force of the impact crushed him up against another stack of coils.

When emergency response crews arrived on the site, they pronounced Richard dead. He died of massive chest injuries. While the initial reports of this incident state the death was an accident, the police and U.S. Occupational Safety and Health Administration would each conduct an investigation of their own. They would want to know why the second coil shifted out of place and about the maintenance of the crane. They would also want to know if the crane operator was operating his machine while under the influence of a drug or other substance. All possible scenarios would need to be ruled out.

This is a wrongful death, and the man’s family may wish to seek experienced legal counsel to discover if they have a case to take to court. Knowing why the second coil shifted, perhaps due to carelessness on the part of the person who stacked them in the first place, would determine if negligence played a role in Richard’s death. In the meantime, his family would have to cope emotionally and financially with his sudden loss.

If the family does hire a lawyer, they could then contact a litigation funding company for a lawsuit loan. This kind of legal funding is often referred to as pre-settlement funding, and it is an emergency loan made to a qualified plaintiff that lets them handle all their bills while waiting for their case to be settled or go to court. They are not required to jump through any hoops to get the legal funding; they just need to present their case and have it assessed.

If the litigation funding company feels the case stands a chance of winning in court, the loan is approved and sent the fastest way possible to the plaintiff’s bank account. From there, the plaintiff may spend the funds on what they wish, but most pay medical expenses and/or funeral and burial expenses. While this type of funding does not suit all situations, checking into it may make an enormous difference for a financially strapped plaintiff.

Daren Monroe writes for Litigation Funding Corp. To learn more about lawsuit funding and litigation funding, visit Litigationfundingcorp.com.

Chimp attack results in $4 million settlement

March 22, 2013

Many Americans recall the story of a chimpanzee that severely mauled a woman, and destroyed her face.
This was a strange case to begin with, involving a chimpanzee that attacked Charla Nash, leaving her terribly disfigured, without hands and facing a long, protracted recovery. As many may recall, she subsequently received a face transplant. The medical bills Nash has racked up over the years since the 2009 attack would be astronomical, with the cost of the face transplant and subsequent rehabilitation reaching into the millions.

Just recently, a $4 million settlement was brokered in this case with the estate of the deceased owner, Sandra Herold. While $4 million sounds like a lot of money, it will be nowhere nearly enough to cover her expenses. For this reason, Nash’s attorney is planning to pursue further civil legal action, by suing the Energy and Environmental Protection Department of Connecticut, for letting Herold keep the chimp. The lawsuit is seeking $150 million in damages and for pain and suffering, among other things.

They may have a good case, as the same chimp escaped his home in 2003 and ran around the neighborhood, terrorizing people. Apparently, the local mayor told Herold to not let him escape again or the animal would be shot. Life went on as usual, until the vicious attack. The chimp was shot at the scene of the mauling.

With the enormous expenses Nash is facing, she may wish to consider applying for litigation funding to help her get through the second pending lawsuit. The process to apply for a lawsuit loan is easy. She just needs a lawyer working on her case, which she already has, and the details of her case. The folks at the litigation funding offices completely understand the pain and anxiety a plaintiff faces when trying to cope with healing and getting on with their lives, while facing staggering medical bills, in addition to usual living expenses.

Applicants for pre-settlement funding do not need to go through a credit check. Do not need to have a job. Do not pay any money upfront to apply, nor do they pay anything on a monthly basis. The case is assessed, approved and the funding sent directly to the plaintiff’s bank account. From there, the victim may use the funds for anything, but most pay medical expenses. Having the lawsuit loan in the bank allows the plaintiff the peace of mind of being able to cope financially and being able to turn down insurance companies looking to settle on the cheap.

Daren Monroe writes for Litigation Funding Corp. To learn more about lawsuit funding and litigation funding, visit Litigationfundingcorp.com.

Medical copter crash kills three

March 13, 2013

No one knows for sure what happened. Perhaps it was a mechanical malfunction that cost three lives.

This is one of those stories you really hate to hear —- three dedicated professionals, two nurses and a top-notch helicopter pilot, killed in a crash. The chopper was on its way to another hospital to pick up a patient when it went down. There were no patients onboard at the time.

When bad things happen to good people, there is an investigation. This case is no exception, with the Federal Aviation Administration (FAA) and the National Transportation Safety Board pulling out the stops to try and understand what happened that fateful day. The 65-year-old pilot had 23-years under his belt flying for the Army and 19 flying for the company that offered air services to the hospital. The craft, an MBBK 117, was noted to be stable and reliable.

In this case, the hospital owned the helicopter outright, and they contracted with a company for services, that included the pilot, FAA certification and maintenance. The investigation into this crash will likely focus on the maintenance record of the whirlybird to see if everything was in proper working order and it was safety checked rigorously before each flight. There might also be questions about the pilot’s medical history, and whether or not he was taking medication for a condition that might have impaired his ability to fly.

The deceased’s families will most likely file wrongful death lawsuits, even without knowing the precise cause of the wreck, and then the long wait to a case resolution begins. In order to pay their extra bills, these families may need pre-settlement funding to tide them over until their case is settled, or goes to court.

Lawsuit funding is an emergency loan, sent to qualified plaintiffs, within 24 to 48 hours after they have applied for, and been approved, for a lawsuit loan. Litigation funding is regarded as an emergency loan to help cash strapped plaintiffs handle all of their bills and stay current on their expenses while waiting for justice.

Applying for lawsuit funding is easy. It can be done online or by calling a reputable litigation funding company. There are no credit checks, no upfront fees to be paid, no requirements to pay a monthly fee, no mandate that the plaintiff have a job, and if the case loses in court, the plaintiff gets to keep the lawsuit loan, with no strings attached. It might not be for you, but it is worth asking about.

Daren Monroe writes for Litigation Funding Corp. To learn more about lawsuit funding and litigation funding, visit Litigationfundingcorp.com.

Transplanted Lungs Of Heavy Smoker Kill Donor Recipient

February 22, 2013

You have to wonder what people were thinking when diseased lungs were transplanted into a cystic fibrosis patient.

It won’t surprise too many people to find out that the deceased in this case died of a lung tumor, thanks to an organ transplant of the diseased lungs of a heavy smoker. What were people thinking? The 27-year-old woman died about a year and a half later after the surgery, as a result of a malignant mass in her lungs. Her family and her new husband wanted to know why they were not told about the smoking history of the donor, a fact that would have allowed the recipient to make an informed choice as to whether or not to proceed with the operation.

As it turns out, there are a number of medical facilities that accept “not perfect” organs, and they do so because there are not enough donors to meet the needs of the long list of recipients. In many cases, patients waiting for a lung transplant jump at the chance to take a set of smoker’s lung, betting they would be better than what they are living with currently.

The other side of the story is that if hospitals refused to accept organ donations from smokers that the number of donors would decline and the waiting list for lung transplants would become even longer. The longer a waiting recipient is on the list, the higher their chances of dying early.

Whether or not the family decided to file a wrongful death, medical malpractice lawsuit is not known. However, if they did choose to do so, they would have to find a way of paying their staggering medical expenses while they waited for their case to go to court. They would not be able to do that without applying for litigation funding. A lawsuit loan would give them immediate cash to pay their bills and allow them to turn down any offers from an impatient insurance company, hoping to get them to settle quickly and for less money than they would likely get in court.

The process of applying for pre-settlement funding is as easy as 1-2-3 and may be done in mere minutes online. Once the application form is filled out, and the lawyer’s name is provided, the case is assessed. If the plaintiff is qualified, the fast cash arrives in their bank account via the fastest method possible. Once it is there, they may pay their bills immediately. Lawsuit funding is not for everyone, but it is worth researching if you are facing an uphill battle with bills that you have no way to pay.

Daren Monroe writes for Litigation Funding Corp. To learn more about lawsuit funding and litigation funding, visit Litigationfundingcorp.com.

Teen Shot To Death Over Paintball Game

February 11, 2013

The world is a strange place these days. Imagine a young teen being shot over a paintball game.

This wrongful-death story from South Dakota began with an argument over a paintball game. It got seriously out of hand, and the victim was shot by a classmate. The details of the incident are still up in the air, and may be for a long time, until the investigation is completed. In the meantime, the 16-year-old shooter is being charged as an adult with first-degree murder.

The victim and shooter were classmates at a local high school. On the day of the fatal shooting, they were hanging out with another friend, at the home of the shooter. They started wrestling and arguing about a paintball game. It appeared to be just a friendly shoving match, until the shooter grabbed a semi-automatic shotgun and pointed it at the witness. The witness told police he heard the gun click and then watched the teen fish a shotgun shell out of a drawer in the kitchen, load the gun and point it at him again. At that time, he heard another clicking sound.

Realizing it was not a good place to be, the witness attempted to leave the house. The victim then put himself between the witness and the shooter. The gun was fired and the witness saw blood splatter. At that point, he ran from the house and called for help. When police and first responders arrived, they found the victim with a gunshot wound to the chest. He died in hospital.

There are a number of unanswered questions, not the least of which is why the shooter reached for a gun in the first place and why he subsequently loaded it and aimed it at the witness and then shot another teen. These questions will remain a mystery until the police conclude their investigation.

The dead teen’s family may wish to file a wrongful death lawsuit; a suit that would go to court after the criminal proceedings were concluded. In the period of time that would take, the family would be struggling to handle their usual bills and the expenses arising from the medical care their son was accorded while alive and his funeral and burial expenses. How would they manage financially?

One way for them to handle their finances while waiting for justice would be to apply for litigation funding. Pre-settlement funding is accorded to qualified plaintiffs, and dispatched to their bank account within 48 hours or less. It is an easy process to apply for a lawsuit loan, and it may be done online, or by calling the litigation funding company directly. They understand that a plaintiff has faced many obstacles before making that call, and they are treated with courtesy and respect. Lawsuit funding is a win-win situation for the plaintiff. Why not check it out?

Daren Monroe writes for Litigation Funding Corp. To learn more about lawsuit funding and litigation funding, visit Litigationfundingcorp.com.

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